Loan Processor - REMOTE

Company: CyberCoders
Location: Wilmington
Posted on: February 19, 2021

Job Description:

We are a full-service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best interest rates, service, and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking, and respects diversity in an environment where team members are engaged, supportive of one another and enthusiastic about serving our customers.The Mortgage Loan Processor is responsible for serving clients by processing mortgage loan applications and documentation to facilitate loan approval while adhering to all mortgage compliance laws and regulations. Ensures that credit packages and disclosure packages meet all regulatory standards for completeness, accuracy, and timeliness established for the loans in preparation for submission to underwriting.Top Reasons to Work with Us* 100% Remote!* Great pay and company culture!* Work flexibility!What You Will Be Doing* Review mortgage application to ensure full completion.* Prepare mortgage loan files by reviewing loan applications and clarifying and obtaining additional information needed.* Confirm mortgage loan application information by mailing verification forms and contacting verification sources.* Obtain and review mortgage loan documentation by ordering credit reports, land surveys, appraisals, titles, and related information. Follow up to ensure that all are received and completed in a timely manner.* Provide timely reminders to loan applicants who have not submitted the required information.* Keep Loan Officers informed of any changes that may require additional information from the borrowers. Demonstrate excellent customer service skills by answering questions from loan officers and borrowers pertaining to the loan, potential loans, and general information.* Order title work from attorneys. Follow up to ensure the order is received and completed in a timely manner. Review title work once received to review for deficiencies such as second liens, encroachments, etc., which could potentially delay or cease closing.* Prepare and submit the loan to underwriting by gathering supporting documentation and verifying information on the initial loan application. Identify mortgage loan application and documentation problems by highlighting deficiencies and notifying the underwriter and supervisor.* Enter information on the computer and keep loan application and customer information updated and accessible by sorting, organizing, and filing documents.* Interpret underwriting results and collect required information required to clear contingencies and satisfy all conditions for final approval.* Communicate with loan officers and/or borrowers to advise them of closing contingencies.* Coordinate and arrange closing with loan officers, borrowers, and other professionals including attorneys, county clerks, and title companies.* Maintain customer confidence by keeping mortgage loan information confidential.* Update job knowledge by participating in educational opportunities and maintaining personal networks. Complete compliance courses as assigned.* Operate in compliance with laws and regulations and adhere to lending compliance guidelines. Ensure that all approvals fall within established lending guidelines.* Meet crucial deadlines with a sense of urgency.* Perform additional duties as assigned by management.What You Need for this Position3+ years of experience and knowledge of:* FHA, VA, and Conventional loans* Encompass* Computer proficiency and financial software experience* Basic math skills* Strong attention to detailWhat's In It for YouCompetitive base salary ($55,000-$65,000/year plus $50-$100 per file bonus) and overall compensation package* Full benefits: Medical, Dental, Vision* 401 (K) with generous company match* Vacation, sick, and paid holidays* Life Insurance coverageSo, if this sounds like yourself, we'd love to hear from you!Either* Apply directly to this job opening here!Or* E-mail directly for more information to patrick.solano@cybercoders.comEmail Your Resume In Word ToLooking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also:Patrick.Solano@CyberCoders.com* Please do NOT change the email subject line in any way. You must keep the JobID: linkedin : PS2-1619361 -- in the email subject line for your application to be considered.***Patrick Solano - Executive Recruiter - CyberCodersApplicants must be authorized to work in the U.S.CyberCoders, Inc is proud to be an Equal Opportunity EmployerAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law.Your Right to Work - In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.

Keywords: CyberCoders, Wilmington , Loan Processor - REMOTE, Other , Wilmington, North Carolina