Business Lending Risk Analytics - Senior Associate
Company: JPMorganChase
Location: Wilmington
Posted on: April 2, 2026
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Job Description:
Description ?Bring your expertise to JPMorgan Chase. As part of
Risk Management and Compliance, you are at the center of keeping
JPMorgan Chase strong and resilient. You help the firm grow its
business in a responsible way by anticipating new and emerging
risks, and using your expert judgement to solve real-world
challenges that impact our company, customers and communities. Our
culture in Risk Management and Compliance is all about thinking
outside the box, challenging the status quo, and striving to be
best-in-class. As a Strategic Analytics Associate in Business
Banking Risk, you will generate data?driven insights and
recommendations that inform strategy development, implementation,
and performance monitoring across the Business Banking portfolio.
You’ll transform complex datasets into actionable management
information, design and test strategies that balance growth and
credit risk, and maintain robust controls and documentation to
ensure an audit?ready environment. This opportunity offers high
visibility, cross?functional collaboration, and the chance to
influence outcomes across the credit lifecycle—from acquisition and
underwriting through portfolio management, collections, and
recoveries. Job Responsibilities Conduct thoughtful analysis of
borrowers, their demographics, and risk/profit performance with the
firm’s products. Generate strategic recommendations for strategy
development based on quantitative analytics and business intuition.
Strategies are optimized to maximize profitability while minimizing
risk. Develop and maintain periodic reporting and analytics on key
metrics to provide management with emerging trends including (but
not limited to) volumes, modification/settlement rates and recovery
rates of delinquent accounts. Acquire an understanding of the
operational processes (i.e. manual underwriting, portfolio
management, collections, etc.) which will aid in understanding past
due account collection performance drivers. Conduct
pre-implementation and post-implementation testing & analysis to
ensure strategic changes produce expected impacts. Contribute to
the team’s ‘audit-ready’ state by keeping organized documentation,
following established control processes, and developing draft
responses to internal audit and regulatory questions. Required
Qualifications, Capabilities and Skills Bachelor's degree with 5
years of professional experience related to risk management or
other quantitative field of work Master's degree with 3 years of
professional experience related to risk management or other
quantitative field of work Background in statistics, econometric,
or other quantitative field Advanced understanding of SAS, SAS
Enterprise Miner, or other decision tree software Ability to query
large amounts of data and transform the raw data into actionable
management information Familiarity with risk analytic techniques
and strong problem solving skills Strong written and verbal
communication skills Preferred Qualifications, Capabilities and
Skills Master's degree Intellectually curious and driven to
identify meaningful insights using a data guided approach Strong
knowledge of debt collection regulations and practices Experience
delivering recommendations to management
Keywords: JPMorganChase, Wilmington , Business Lending Risk Analytics - Senior Associate, Accounting, Auditing , Wilmington, North Carolina
